Phil the Groundhog

Phil the Groundhog                             Punxsutawney Phil, the famous groundhog from Pennsylvania, has once again emerged from his…

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Economic Moat Mentality

What is economic moat mentality? Warren Buffett describes an economic moat as a distinct advantage that a company has over its competitors, allowing the company to protect its market share…

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Right Size Your Retirement

Retirement planning has been on my mind a lot over the last few years, and rightfully so! I celebrated my 55th birthday last September. For decades, I have been brainwashed…

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